2021世界财富报告( 英文 52页)

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CONTENTS

Preface 3

Executive Steering Committee 4

Executive summary 5

Rising equity markets drive North America to surpass Asia-Pacific as HNWI market leader 6

Despite the pandemic, investor bullishness boosted financial markets, global HNWI

population and wealth growth 6

After five years, North America overtook Asia-Pacific in HNWI population and wealth 7

In line with previous trends, the ultra-HNWI segment led overall HNWI population and

wealth growth during a positive year for financial markets 9

Financial markets continue to decouple from the real economy 10

Hybrid advisory capabilities hold the key to wealth management firm opportunities 11

Macro-environment shapes wealth evolution 11

Client profiles and behaviors – hands-off to hands-on 12

The wealth management ecosystem makes room for new players 15

Business and operating models evolve towards open architecture 18

Lessons from the global crises of 2002 and 2008 20

Pushing the frontiers to adopt new-age tech skills will power wealth management metamorphosis 22

Macroeconomic, technological, and social shifts are accelerating transformation 22

Amid dynamic conditions, firms must push traditional frontiers to gain a racer’s edge 26

Building blocks for the future: human-centered design, data and insights-driven culture, sustainable investing 38

Methodology 43

Partner with Capgemini 46

Ask the experts 47

Key Contacts 49

Acknowledgments 50

About Us 51

内容

前言 3

执行指导委员会 4

执行摘要 5

股市上涨推动北美超越亚太

富裕人士市场领导者 6

尽管大流行，但投资者的看涨情绪提振了金融市场，全球富裕人士人口和财富增长 6

五年后，北美的富裕人士人数和财富超过了亚太地区 7

与之前的趋势一致，超高净值人群引领整体高净值人群和

金融市场积极的一年中的财富增长 9

金融市场继续与实体经济脱钩 10

混合咨询能力是财富管理公司机遇的关键 11

宏观环境塑造财富演变 11

客户档案和行为——从不干预到动手 12

财富管理生态系统为新玩家腾出空间 15

业务和运营模式向开放式架构发展 18

2002 年和 2008 年全球危机的教训 20

推动前沿采用新时代的技术技能将为财富管理提供动力22

宏观经济、技术和社会变革正在加速转型 22

在动态条件下，公司必须突破传统前沿以获得竞争者的优势 26

未来的基石：以人为本的设计、数据和洞察驱动的文化、

可持续投资 38

方法论 43